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220 W 27th St, Norfolk, VA, 23517

5beds
4baths
2,268sqft
$459,500
$203price/sqft
$3,240/moest. monthly cost
$129,600/yrincome needed

About This Home

Stunning new construction home with luxury Hardie Plank siding and modern design! This move-in ready, open-concept floor plan features two primary suites, including a rare first-floor primary with private laundry—perfect for multi-generational living or added convenience. Spacious interior filled with natural light, ideal for entertaining. Chef’s kitchen boasts a large island, granite countertops, stainless steel appliances, and ample cabinetry. Upstairs offers an additional primary suite and flexible living space. Enjoy outdoor living on the welcoming front porch—perfect for relaxing or hosting gatherings. Energy-efficient construction, low-maintenance exterior, and high-end finishes throughout. Prime Norfolk location with easy access to downtown, parks, shopping, dining, and commuter routes. Ideal for buyers seeking new construction, modern upgrades, and turnkey living! This is a custom-built home, builder is flexible, & it is easy to move in by mid July 2026.

Getting Around

86
WalkingVery Walkable
52
TransitGood Transit
61
BikeBikeable

Schools

5/10
4/10
Blair Middle SchoolGrades 6-80.7 mi
2/10
Granby High SchoolGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Pantry
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 2,268 sqft

Primary Bedroom

  • Level: First

Property

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Other,Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: 2 Space,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,323$27,876
Home Insurance *$351$4,212
Property Taxes $348$4,176
Electricity $218$2,621
Total$3,240$38,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,085/yr
40% on housing$97,200/yr
45% on housing$86,400/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 23517$197
Norfolk City$181

vs Homes Sold Last Month

Median $/sqft

ZIP 23517$189
Norfolk City$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentBethany White
BrokerageBHHS RW Towne Realty

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