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173 Harvard Street #B, Portland, ME, 04103

3beds
3baths
1,530sqft
$595,000
$389price/sqft
$3,889/moest. monthly cost
$155,560/yrincome needed

About This Home

Move into your brand new home by November 2026! Welcome to Harvard Street Townhomes. Set across from scenic University Park, these duplex-style homes offer a rare combo - brand new construction in an established and convenient Portland neighborhood. Inside, each home features a well-appointed kitchen, a primary suite with a walk-in closet, and two additional bedrooms plus laundry located on the second floor. Enjoy the comfort of central air conditioning, a sunny back deck perfect for relaxing or entertaining, and an attached one-car garage. A full basement offers plenty of storage space or room to expand. Minutes to shopping, restaurants, Back Cove, I-295, and downtown. Reserve today and take advantage of the opportunity to personalize your cabinetry and counter options! Start your next Maine chapter in comfort and style.

Getting Around

23
WalkingCar-Dependent
35
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
5/10
Casco Bay High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Full,Unfinished

Bedroom2

  • Features: Closet
  • Level: Second

Bedroom3

  • Features: Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area,Informal
  • Level: First

Features

  • Bathtub,Shower,Storage,Walk-In Closet(s),Primary Bedroom w/Bath
  • Flooring: Carpet,Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,530

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,530
  • Total interior livable area: 1,530 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Double Vanity,Full Bath,Separate Shower,Suite,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Zoning: RN3

Features

  • Patio & porch: Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Features: Abuts Conservation,City Lot,Near Golf Course,Near Town,Neighborhood,Level,Sidewalks,Landscaped,Wooded

Parking

  • Total spaces: 1
  • Parking features: Paved,1 - 4 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hail
Hurricane
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance $137$1,644
Property Taxes $500$6,000
Electricity $244$2,930
Total$3,889$46,668

Income You'd Need if You Spent...

35% on housing$133,337/yr
40% on housing$116,670/yr
45% on housing$103,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 04103$308
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04103$337
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$595,000

For Sale by Agent

AgentDavid Banks
BrokerageRE/MAX By The Bay

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