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5964 Virtual Ct, San Jose, CA, 95119

4beds
4baths
1,646sqft
$1,188,900
$722price/sqft
$7,196/moest. monthly cost
$287,840/yrincome needed

About This Home

Beautiful three-story townhome style condo with 3 beds and 3.5 baths, featuring open-concept floorplan on second floor

Getting Around

11
WalkingCar-Dependent
47
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

7/10
6/10
5/10
Oak Grove High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Other
  • Construction materials: Other,Stone,Stucco

Other

  • Builder name: Tri Pointe Homes

Type & Style

  • Home type: Condo
  • Architectural style: Modern
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Electric,Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,646 sqft

Property

Features

  • Levels: 3.0
  • Stories: 3
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,011$72,132
Home Insurance *$114$1,368
Property Taxes $673$8,076
Electricity $398$4,786
Total$7,196$86,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,720/yr
40% on housing$215,880/yr
45% on housing$191,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$722This listing

vs Other Active Listings

Avg $/sqft

ZIP 95119$671
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95119$796
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$1,235,471
2026-02-21Listed for sale$1,214,900

New Construction Spec

BrokerageTri Pointe Homes

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