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3 Clayton St Unit 3, Watertown, MA, 02472

4beds
2baths
1,880sqft
$799,000
$425price/sqft
$5,270/moest. monthly cost
$210,800/yrincome needed

About This Home

Spacious Top Floor Two level 4 Bedroom 2 full bath condo located in a top East End location near the Cambridge line. Traditional floor plan with bright & sunny living room, formal dining room, refurbished kitchen with separate eat-in area. Two good-sized bedrooms on main level and full bath. Bonus room perfect for home office. Front porch has been converted into a nice sunroom with hardwood floor. Top floor offers the large main bedroom with full bath with whirlpool tub, vaulted ceilings and wall a/c. Additional 4th bedroom on top level. Condo has been freshly painted and is in move-in condition. Two car exclusive use garage with one additional off-street space. Private storage and laundry in lower level. Conveniently located in the sought Coolidge Square in the East End just steps to specialty shops, great restaurants, the Deluxe Town Diner, bus line to Harvard Square and just a short walk to the New Arsenal Yards.

Getting Around

90
WalkingWalker's Paradise
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

7/10
Hosmer Elementary SchoolGrades PK-50.5 mi
6/10
Watertown Middle SchoolGrades 6-81.6 mi
6/10
Watertown High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second
  • Area: 114.433

Bedroom3

  • Level: Second
  • Area: 121.099

Bedroom4

  • Level: Third
  • Area: 149.34

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Area: 165.3

Features

  • Office,Sun Room
  • Finished area below ground: 344
  • Finished area above ground: 1,880
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Steam,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Kitchen

  • Level: Second
  • Area: 167.761

Living Room

  • Level: Second
  • Area: 153.318

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Third
  • Area: 435.54

Office

  • Level: Second
  • Area: 98.879

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: M:1138 B:0018 L:0024B,4135951
  • Zoning: T

Parking

  • Total spaces: 3
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$188$2,256
Property Taxes $672$8,064
Electricity $370$4,448
Total$5,270$63,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,685/yr
40% on housing$158,100/yr
45% on housing$140,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$425This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$441
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$849,000
2026-04-08Listed for sale$899,000

For Sale by Agent

AgentAri Koufos
BrokerageRealty Executives

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