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536-536 Union St #538, Springfield, MA, 01109

6beds
4baths
1,920sqft
$379,900
$198price/sqft
$3,020/moest. monthly cost
$120,800/yrincome needed

About This Home

A chance to own a modern duplex (built in 1988) featuring three bedrooms and 1.5 baths on each side with gas heat and hot water, public water and sewer, and full separate basements on each side. Vinyl sided exterior and a flat lot with150 ft deep back yard with plenty of room for parking and room for gardening or recreation. Both units need cosmetics and redecorating, but with a little elbow grease, this home can shine again. With some work this can be a great owner occupied or investment property!

Getting Around

82
WalkingVery Walkable
61
TransitGood Transit
62
BikeBikeable

Schools

6/10
Alfred G Zanetti SchoolGrades PK-81.2 mi
2/10
High School Of CommerceGrades 9-120.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: None
  • Laundry features: Washer Hookup,Dryer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Bathroom With Tub & Shower,Living Room,Kitchen,Laundry Room
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Vinyl,Vinyl / VCT,Carpet,Varies
  • Finished area below ground: 0
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Individual,Unit Control
  • Cooling features: None

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: S:11750 P:0124,2609723
  • Zoning: R2

Features

  • Patio & porch: Deck,Deck - Wood
  • Exterior features: Rain Gutters
  • Fencing: Fenced/Enclosed
  • Frontage length: 55.00

Lot

  • Lot size: 8,268 sqft
  • Features: Cleared,Level

Parking

  • Total spaces: 8
  • Parking features: Paved Drive,Off Street,Common,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$276$3,312
Property Taxes $446$5,352
Electricity $378$4,543
Total$3,020$36,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,542/yr
40% on housing$90,600/yr
45% on housing$80,533/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 01109$149
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01109$202
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$379,900

For Sale by Agent

AgentRoger Trombly
BrokerageColdwell Banker Realty - Western MA

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