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8854 River Rd, Angora, MN, 55703

3beds
1baths
1,656sqft
$450,000
$272price/sqft
$2,998/moest. monthly cost
$119,920/yrincome needed

About This Home

Escape to the Northwoods with this beautifully updated log home nestled among towering pine trees and set along a scenic stretch of river frontage. This 3-bedroom, 1-bath home on 13.75 acres offers the perfect blend of rustic charm and modern comfort, making it an ideal year-round home or getaway cabin. Outside, the property truly shines. Enjoy direct river access for fishing, kayaking, or simply soaking in the serenity of waterfront living. The lot is private and beautifully wooded, providing that true “up north” feel. The home includes an open floor plan for kitchen/dining/living room, wood stove, enclosed seasonal porch, sauna and two garages (both insulated with heat sources) for ample storage. Down by the river is a newly built large, insulated deer stand sitting on the river's edge. Whether you're looking for a quiet escape or a place to gather with family and friends, this Northwoods gem delivers privacy, beauty, and the ultimate Minnesota lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
7/10
North Woods SecondaryGrades 7-1210.3 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Log,Log Home

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Upper
  • Area: 288
  • Dimensions: 12 x 24

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Sauna,Vaulted Ceilings
  • Flooring: Tiled Floors
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,656

Heating

  • Heating features: Fireplace(s),Forced Air,Wood,Propane

Interior Area

  • Total interior livable area: 1,656 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 545001003521
  • Foundation area: 1650

Features

  • On waterfront: Yes
  • Waterfront features: River,Waterfront Access(Public)
  • Waterbody name: Sturgeon River
  • Frontage length: 600

Lot

  • Lot size: 13.75 Acres
  • Lot size dimensions: 1340 x 450

Parking

  • Total spaces: 3
  • Parking features: Detached,Multiple,Electrical Service,Heat,Insulation
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Heat Wave
Inland Flooding

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$171$2,052
Property Taxes $382$4,584
Electricity $170$2,050
Total$2,998$35,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,788/yr
40% on housing$89,940/yr
45% on housing$79,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 55703$117
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55703
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$475,000

For Sale by Agent

AgentJulia Maki
BrokerageB.I.C. Realty

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