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4370 Bougainville Dr, Indian Lake Estates, FL, 33855

2beds
2baths
1,409sqft
$210,000
$149price/sqft
$1,492/moest. monthly cost
$59,680/yrincome needed

About This Home

Need to get away? Your perfect escape awaits in Indian Lake Estates....This charming home, nestled within a serene lake and golf community, offers the ideal retreat or full-time residence for those seeking peace, space, and the best of Florida living. A NEW HOT WATER HEATER and A/C has been installed and RECENTLY REPIPED PLUMBING provides peace of mind. The thoughtfully designed floor plan features two bedrooms, two bathrooms, a spacious living and dining area, a galley-style kitchen, a bright Florida room, a screened patio, and a two-car garage—everything you need for comfort and convenience....Step outside and experience where this home truly shines. Mornings begin with the sounds of nature, afternoons invite boating or fishing adventures, and evenings are perfect for unwinding at the community restaurant. Just minutes away lies Lake Walk-in-Water, a breathtaking 7,500-acre lake renowned as one of Florida’s premier bass fishing destinations....Life in Indian Lake Estates is more than a place—it’s a lifestyle. Residents enjoy access to a sandy beach, marina, boat ramp, and the longest freshwater fishing pier in the state. The community also boasts both 18-hole and 9-hole golf courses, along with tennis, pickleball, and basketball courts. At the heart of it all is a vibrant 26,000-square-foot clubhouse offering a full calendar of activities and amenities....Here, wildlife roams freely, sunsets stretch endlessly across the horizon, and the slower pace invites you to truly relax and recharge. Yet, you’re still within easy reach of Central Florida’s most sought-after destinations—from the excitement of Orlando and world-famous theme parks to scenic gardens, beautiful Gulf Coast beaches, and unique outdoor adventures.... This is more than a home—it’s your private escape, where every day feels like a vacation and the very best of Florida living is right outside your door.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,409 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 293101994030014107
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Sidewalk,Storage
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront,Lake Privileges,Fishing Pier,Skiing Allowed
  • Waterbody name: LAKE WALK IN WATER

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 100 x 218

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Inland Flooding

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$107$1,284
Property Taxes $127$1,524
Electricity $197$2,366
Total$1,492$17,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,154/yr
40% on housing$44,760/yr
45% on housing$39,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 33855$140
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33855$184
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$210,000
2026-04-09Listed for sale$200,000

For Sale by Agent

AgentKaren Boyette
BrokerageKB REALTY TEAM LLC

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