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3385 Russell Brothers Rd, Sharps Chapel, TN, 37866

5beds
3baths
3,072sqft
$1,500,000
$488price/sqft
$8,797/moest. monthly cost
$351,880/yrincome needed

About This Home

Norris Lake - Waterfront - Sunset Views Welcome to this custom-built retreat on Norris Lake in the highly sought-after Sunset Bay community-perfectly positioned on 3.9 acres of waterfront property elevated to provide sweeping views of both the lake and surrounding mountains. Inside, the home is thoughtfully designed for both relaxed living and seamless entertaining. Expansive picture windows flood the space with natural light while framing the lake at every turn. The kitchen features quartz countertops, upgraded appliances, and flows seamlessly into open concept living spaces accented by custom beams and a modern fireplace. The primary suite and two additional bedrooms are conveniently located on the main level. The primary suite is a true retreat, complete with a steam shower, lighted mirrors, walk-in closet, stunning lake views, and direct access to the elevated deck. Guest bedrooms offer comfort and privacy for family and friends. Step outside to what truly sets this home apart--two levels of outdoor living, each with its own fireplace, creating the perfect setting for morning coffee, evening cocktails, or gathering after a day on the lake. The upper deck, partially covered and finished with durable plank decking, quickly becomes your favorite 'room' in the home. The lower level is built for entertaining, featuring a theater room, two-sided fireplace, two additional bedrooms, full bath, custom bar with ample seating, beverage cooler, pantry, and generous space to host with ease. With 141.12 feet of shoreline, year-round water (approved for up to a 1,000 sq ft dock), and a newly added dirt/gravel path providing easy access to the lake by foot or UTV, this property is as functional as it is beautiful. A rare and valuable bonus: this property includes a 24' covered boat slip (#B102) at the private Sunset Bay Marina--an exceptional advantage in a marina that is at capacity. Sellers are also offering a tri-toon boat and Club Car as separate purchases. Most furniture is negotiable. Additional features include a whole-house generator, tankless water heater, 500-gallon underground propane tank, professional landscaping, and quality construction throughout. Sunset Bay offers amenities to include a private marina, boat & kayak launch, pickleball/tennis courts, clubhouse, gym, and pool. Security and emergency helipad on site. Buyers Agent/Buyer to verify all information independently.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
H Maynard Middle SchoolGrades 6-85.6 mi
4/10
Union County High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Other,Fiber Cement,Stone,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Slab

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Kitchen Island,Pantry,Wet Bar,Eat-in Kitchen
  • Window features: Insulated Windows,Aluminum Frames
  • Flooring: Tile
  • Number of fireplaces: 4
  • Fireplace features: Electric,Double Sided,Stone,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Propane,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,072
  • Total interior livable area: 3,072 sqft

Property

Details

  • Parcel number: 040 356.00
  • Other equipment: Generator

Features

  • Exterior features: Prof Landscaped
  • Has view: Yes
  • View description: Mountain(s)
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake/Water Access,Waterfront
  • Frontage type: Lakefront

Lot

  • Lot size: 3.90 Acres
  • Features: Private,Wooded,Irregular Lot,Level,Rolling Slope
  • Lot size dimensions: Irregular (see images)

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Main Level,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance $627$7,524
Property Taxes $337$4,044
Electricity $249$2,995
Total$8,797$105,564

Income You'd Need if You Spent...

35% on housing$301,611/yr
40% on housing$263,910/yr
45% on housing$234,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 37866$328
Union County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 37866$315
Union County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,500,000

For Sale by Agent

AgentKelly Clarke
BrokerageGables & Gates, REALTORS

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