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218 Saddle Wood Trl, Comfort, TX, 78013

--beds
--baths
--sqft
$1,835,388
--price/sqft
$11,960/moest. monthly cost
$478,400/yrincome needed

About This Home

are opportunity to own 71.976 acres in the highly desirable Los Ricos Pobre subdivision in Comfort, Texas. This exceptional Hill Country ranch offers rolling terrain, mature native trees, privacy, and stunning long-range views. With frontage on Saddle Wood Trail, the property provides excellent access and multiple ideal building sites for a ranch home, weekend retreat, or recreational getaway. Abundant wildlife including whitetail deer and turkey make this an outstanding hunting and recreational property. Conveniently located near Comfort, Boerne, and San Antonio while offering peaceful country seclusion.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Comfort Elementary SchoolGrades PK-58.8 mi
7/10
Comfort Middle SchoolGrades 6-88.9 mi
5/10
Comfort High SchoolGrades 9-127.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 24191, 24192
  • Special condition: Standard

Features

  • Fencing: Perimeter
  • Has view: Yes
  • View description: Hill Country,Panoramic,Pasture,Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None

Lot

  • Lot size: 71.98 Acres
  • Features: Cul-De-Sac,Gentle Sloping,Private,Steep Slope,Trees-Heavy,Many Trees,Trees-Medium (20 Ft - 40 Ft),Trees-Moderate,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,280$111,360
Home Insurance *$913$10,956
Property Taxes $1,529$18,348
Electricity $238$2,859
Total$11,960$143,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$410,057/yr
40% on housing$358,800/yr
45% on housing$318,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -6.8%
-6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78013$440
Kendall County$453

vs Homes Sold Last Month

Median $/sqft

ZIP 78013$241
Kendall County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,835,388

For Sale by Agent

AgentJoey Whelan
BrokerageTexas Ranch Brokers LLC

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