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128 Jasmine Ct, South Mills, NC, 27976

4beds
3baths
1,903sqft
$439,990
$231price/sqft
$2,765/moest. monthly cost
$110,600/yrincome needed

About This Home

Homeownership made easy at a price you’ll love in South Mills! This 1,903 sq ft Cedar single-family home sits on a quarter-acre homesite and offers the perfect blend of space and style. The open great room flows into a gourmet kitchen with island and dining area, plus a versatile flex space ideal for a home office or playroom. Upstairs, enjoy 4 bedrooms, including a luxurious owner’s suite with a huge large closet and double-vanity bath. Community amenities include large homes, a pool, clubhouse, Camden County schools, and a convenient location off Route 17 with lower taxes and easy access to Chesapeake. A must-see opportunity!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
5/10
Camden MiddleGrades 7-810.9 mi
5/10
Camden County High SchoolGrades 9-1212.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedroom

  • Level: Second
  • Dimensions: 11x10

Bedroom

  • Level: Second
  • Dimensions: 11x10

Bedroom

  • Level: Second
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12x10

Features

  • Primary Sink-Double,Walk-In Closet(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Laminate/LVP
  • Attic: Pull Down Stairs

Great Room

  • Level: First
  • Dimensions: 16x16

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,903 sqft

Kitchen

  • Level: First
  • Dimensions: 12x11

Primary Bedroom

  • Level: Second
  • Dimensions: 13x16

Property

Features

  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 65 x 95

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Coastal Flooding
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Camden County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$155$1,860
Property Taxes $186$2,232
Electricity $200$2,405
Total$2,765$33,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,800/yr
40% on housing$82,950/yr
45% on housing$73,733/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 27976$185
Camden County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27976$196
Camden County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

New Construction

AgentTerri Stickle
BrokerageBHHS RW Towne Realty

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