108 E CLARK STREET, Spencer, WI, 54479
About This Home
ENDLESS POSSIBILITIES can be found here with this beautifully updated commercial/residential building in Spencer. The main level is currently being used as a beauty salon and features a large open space + two separate rooms that offer versatility. Also on the main floor is a utility area with washer/dryer included, a convenient half bath, separate storage room(s) and basement access for storage. The main level could easily be converted into more residential space if desired. Regardless of future use, you're sure to love the detail and warmth that the tin ceiling, large windows and new LVP flooring provide! Continuing upstairs, you'll find the residential 3 BR, 1.5 bath living space that's been tastefully remodeled throughout. You're first greeted by a quaint landing area that could also double as a den. Just off that, is the spacious primary BR featuring double walk-in closets. Across the hall is the full bath that has a large tiled shower, double vanity and the new LVP flooring that runs throughout most of the level. Down the hall, you'll love the convenience of another h
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1900
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Washer,Dryer,Water Softener
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Sump Pump
Bedroom2
- Level: Upper
- Area: 121
Bedroom3
- Level: Upper
- Area: 121
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
Dining Room
- Level: Upper
- Area: 180
Family Room
- Level: Upper
- Area: 110
Features
- Ceiling Fan(s),Walk-In Closet(s),High Speed Internet
- Window features: Window Coverings
- Flooring: Carpet
- Finished area below ground: 0
- Finished area above ground: 3,360
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,360
- Total interior livable area: 3,360 sqft
Living Room
- Level: Upper
- Area: 210
Master Bedroom
- Level: Upper
- Area: 225
Property
Details
- Parcel number: 18126020531104
- Zoning: Commercial
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Living area range: 3001-3500
Lot
- Lot size: 4,356 sqft
- Lot size dimensions: 45 x 100
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $253 | $3,036 |
| Electricity | $315 | $3,788 |
| Total | $1,816 | $21,792 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $229,900 |
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