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13119 Justify Dr, Union, KY, 41091

3beds
3baths
2,842sqft
$655,639
$231price/sqft
$4,235/moest. monthly cost
$169,400/yrincome needed

About This Home

New Construction in the beautiful community of Justify at Triple Crown, featuring the Charles Modern Farmhouse plan. This designer floorplan offers an open-concept kitchen with spacious island, convenient pantry, abundant cabinet space and premium quartz countertops. Family room expands to light-filled morning room. Formal Dining Room off entry foyer. First floor owner's suite with attached private bath featuring dual vanity sinks, walk-in shower, and oversized walk-in closet. First floor laundry room. Two additional bedrooms, large loft, and hall bath. Full unfinished basement with full bath rough in. Attached two car garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
8/10
Gray Middle SchoolGrades 6-82.4 mi
9/10
Larry A. Ryle High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Fiber Cement,Stone

Other

  • Builder name: Fischer Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Oven,Gas Cooktop,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 156
  • Dimensions: 12 x 13

Bedroom3

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 143
  • Dimensions: 13 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Walk-Out Access
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Family Room

  • Features: Vinyl Flooring
  • Level: First
  • Area: 396
  • Dimensions: 18 x 22

Features

  • See Remarks,Kitchen Island,Walk-In Closet(s),Tray Ceiling(s),Stone Counters,Pantry,Open Floorplan,Double Vanity,Breakfast Bar,Butler's Pantry
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,842
  • Total interior livable area: 2,842 sqft

Kitchen

  • Features: Pantry,Crown Molding,Kitchen Island,See Remarks
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Loft

  • Features: Carpet Flooring
  • Level: Second
  • Area: 204
  • Dimensions: 12 x 17

Office

  • Features: Carpet Flooring
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Primary Bedroom

  • Features: Bath Adjoins,Carpet Flooring,Tray Ceiling(s),Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Property

Accessibility

  • Accessibility features: None

Details

  • Zoning description: Residential
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 86 x 140

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,315$39,780
Home Insurance *$238$2,856
Property Taxes $458$5,496
Electricity $224$2,693
Total$4,235$50,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,200/yr
40% on housing$127,050/yr
45% on housing$112,933/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$222
Boone County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$655,639

New Construction Spec

AgentAl Hencheck
BrokerageHMS Real Estate

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