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27330 James Armistead Ln, Millsboro, DE, 19966

4beds
4baths
2,478sqft
$675,900
$273price/sqft
$3,984/moest. monthly cost
$159,360/yrincome needed

About This Home

The Cassidy (To Be Built) is a ranch-style home starting at 2,528 sq. ft. with 4 bedrooms, 3.5 baths, and an unfinished bonus over the garage. The open-concept layout features a spacious kitchen with walk-in pantry open to the great room and dining area. Personalize with options for additional bedrooms, baths, and outdoor living. Discover Independence, Schell Brothers’ only 55+ community—where life is about living fully, laughing often, and finally having time to enjoy everything you love. At the heart of the community is a 24,000 sq. ft. amenity-rich clubhouse, offering a wide variety of activities and clubs designed to keep you engaged and connected—you’ll wish you had moved here sooner. Enjoy an active, lifestyle-driven community with an indoor and outdoor pool, fitness center, billiards and games room, ballroom with a commercial kitchen, tennis and pickleball courts, bocce courts, a dog park, scenic walking trails, and a community garden. Ideally located just minutes from dining and shopping, and only a short drive to the beach, Independence offers the perfect blend of convenience, connection, a carefree lifestyle, and everyday enjoyment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
7/10
Beacon Middle SchoolGrades 6-86.5 mi
8/10
Cape Henlopen High SchoolGrades 9-128.5 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Crawl Space
  • Construction materials: Advanced Framing,Aluminum Siding

Other

  • Builder model: Cassidy
  • Builder name: Schell Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,478

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,478
  • Total interior livable area: 2,478 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 23416.001755.00
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 77.00 x 177.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,417$41,004
Home Insurance *$119$1,428
Property Taxes $174$2,088
Electricity $274$3,288
Total$3,984$47,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,594/yr
40% on housing$119,520/yr
45% on housing$106,240/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 19966$153
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19966
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$675,900

New Construction

AgentDebbie Riley Geist
BrokerageColdwell Banker Realty

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