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5509 Burford Ln, Celina, TX, 75009

5beds
4baths
3,235sqft
$641,730
$198price/sqft
$4,751/moest. monthly cost
$190,040/yrincome needed

About This Home

A fireplace anchors the main living area in the Cooper F, giving the home an easy focal point from the moment you step inside. In Sutton Fields, this 3,235 square foot two story plan in Celina brings together 5 bedrooms, 4 baths, and a layout that feels ready for real life, not just a model home tour. The open main living area centers around the fireplace and flows naturally to the covered patio, so daily routines and weekend hosting feel connected instead of crowded. Upstairs, the primary bedroom gives the owners a quieter retreat, while the playroom adds the kind of extra space that can handle game nights, homework, or a second hangout zone. Walk in closets throughout the home help keep the everyday mess under control. Picture a quiet morning in Sutton Fields, where a spacious interior and covered patio give you room to start the day slowly or gather with friends by evening. From school day routines to holiday gatherings and work from home flexibility, this plan adapts easily to the way your household lives. If you are looking for a home in Celina with space, comfort, and a thoughtful layout, the Cooper F deserves a closer look. Reach out to First Texas Homes to learn more about the available features and options.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
William Rushing MiddleGrades 6-82.5 mi
7/10
Prosper High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: First Texas Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,235 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,244$38,928
Home Insurance *$372$4,464
Property Taxes $780$9,360
Electricity $355$4,262
Total$4,751$57,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,891/yr
40% on housing$142,530/yr
45% on housing$126,693/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 75009$225
Denton County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 75009$182
Denton County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$641,730

New Construction Spec

BrokerageFirst Texas Homes

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