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131 Buck Run Rd, Hustonville, KY, 40437

4beds
4baths
5,500sqft
$875,000
$159price/sqft
$5,831/moest. monthly cost
$233,240/yrincome needed

About This Home

Spacious 4-bedroom, 3.5-bath home offering approximately 2,800 square feet on the main level, along with an additional 2,800 square foot finished basement, providing room to spread out and live comfortably. The main level features a custom kitchen with a large walk-in pantry, generous eat-in area, and a separate dining room for gatherings. The living room offers built-in shelving and a propane fireplace, creating a comfortable central space. A dedicated office is also located on the main level. The primary suite is privately situated on one side of the home and includes a walk-in tile shower, soaking tub, and an oversized walk-in closet that connects directly to the laundry room. Two additional bedrooms are positioned on the opposite side, connected by a Jack and Jill bathroom, each with large walk-in closets. The finished basement adds significant additional living space with an open layout that includes a bar and media area, a fourth bedroom, full bath, large storage room, and a flexible room that can serve as an office, hobby space, or additional living area. Garage lift and storage shed do not convey and will be removed prior to closing.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Cooktop,Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Lower

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Propane
  • Fireplace: Yes
  • Finished area below ground: 2,700
  • Finished area above ground: 2,800

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 5,500
  • Total interior livable area: 5,500 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0090204006.00

Features

  • Levels: One
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: Rural,Neighborhood,Farm
  • Horses can be raised: Yes

Lot

  • Lot size: 5.34 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Ice Storm
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$507$6,084
Property Taxes $466$5,592
Electricity $434$5,212
Total$5,831$69,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,920/yr
40% on housing$174,930/yr
45% on housing$155,493/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 40437$167
Lincoln County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 40437
Lincoln County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$875,000

For Sale by Agent

AgentMimi Iverson
BrokerageReal Broker, LLC

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