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1301 Bansal Dr, Charlotte, NC, 28215

3beds
2baths
1,761sqft
$413,521
$235price/sqft
$2,432/moest. monthly cost
$97,280/yrincome needed

About This Home

This Durham II is a beautifully designed one-story home offering three bedrooms and two bathrooms in a smart, open layout. The kitchen features granite countertops, a large island, and ample pantry space, all flowing seamlessly into the eat-in area and great room that boasts a natural gas fireplace and 10-foot ceiling, perfect for everyday living and entertaining! Luxury vinyl plank flooring runs throughout the main living areas for a stylish and durable finish. The private primary suite includes a spacious walk-in closet and an en-suite bathroom with granite countertops, dual vanities, and linen storage. Two additional bedrooms each include walk-in closets and share a full bathroom. A dedicated laundry room, convenient garage entry, and two-car garage add everyday functionality. Outside, enjoy a rear patio perfect for gatherings and relaxation!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10
3/10
Estill County High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Mungo Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,761 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,090$25,080
Home Insurance *$142$1,704
Property Taxes $0$0
Electricity $200$2,405
Total$2,432$29,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,382/yr
40% on housing$72,960/yr
45% on housing$64,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 28215$178
Cabarrus County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 28215$201
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$413,521
2026-04-10Listed for sale$423,521

New Construction Spec

BrokerageMungo Homes

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