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1513 Christian Cir, Harlingen, TX, 78550

5beds
3baths
2,625sqft
$344,900
$131price/sqft
$2,741/moest. monthly cost
$109,640/yrincome needed

About This Home

Big bold and beautiful is what you get in gorgeous Mark Thacker home. Large bedroom, and an awesome kitchen are just the beginning. Includes a state of the art water softener system. Also the gas stove and the gas water heater are a luxury you cannot live without! Plus the windstorm shutters for the windows are extra special!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
Vernon Middle SchoolGrades 6-82.1 mi
4/10
Harlingen High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Tile

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 2,625
  • Total interior livable area: 2,625 sqft

Master Bathroom

  • Features: Double Vanity

Master Bedroom

  • Features: Split Bedrooms,Walk-In Closet(s)

Property

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Screened
  • Fencing: Privacy

Lot

  • Lot size: 9,583 sqft
  • Features: Curb & Gutter

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$321$3,852
Property Taxes $388$4,656
Electricity $288$3,458
Total$2,741$32,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,977/yr
40% on housing$82,230/yr
45% on housing$73,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 78550$103
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78550$140
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$374,950

For Sale by Agent

AgentArnold Celis
BrokerageARNOLD CELIS REALTY, LLC

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