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604 5th St, Brownwood, TX, 76801

1beds
1baths
500sqft
$89,500
$179price/sqft
$879/moest. monthly cost
$35,160/yrincome needed

About This Home

This unique property offers flexibility for living, investing, or building. The property features a charming one-bedroom bungalow, with the perfect space to build your dream home. The home has seen several recent updates, including fresh interior and exterior paint and new flooring, creating a clean and welcoming atmosphere. The bathroom has been fully remodeled with a modern stand-up shower and convenient washer and dryer hookups. Inside, the cozy layout is designed for comfortable living and includes two newly installed mini-split systems to keep the home comfortable year-round. The outdoor space offers excellent potential for future construction, while the spacious corner setting also leaves room to add a shop, storage building, or RV cover. The home has previously been used as an income-producing rental, making it a great option as an investment property or as a place to live and enjoy. Whether you’re looking for a smart investment, a starter home with expansion potential, or a place to stay while building your dream house, this versatile property offers plenty of opportunity in a convenient location.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Coggin Elementary SchoolGrades PK-60.4 mi
6/10
Brownwood Middle SchoolGrades 7-82.5 mi
4/10
Brownwood High SchoolGrades 9-121.4 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cable TV
  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 500 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: First
  • Dimensions: 10 x 10

Living Room

  • Level: First
  • Dimensions: 13 x 10

Master Bedroom

  • Level: First
  • Dimensions: 13 x 8

Other

  • Level: First
  • Dimensions: 10 x 7

Property

Details

  • Parcel number: 57269
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Residential vegetation: Cleared

Lot

  • Lot size: 7,405 sqft
  • Features: Cleared,Corner Lot
  • Lot size dimensions: 60 x 120

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance *$105$1,260
Property Taxes $84$1,008
Electricity $238$2,859
Total$879$10,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,137/yr
40% on housing$26,370/yr
45% on housing$23,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 76801$138
Brown County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 76801$121
Brown County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$89,500

For Sale by Agent

AgentCarrie Dunn
BrokerageAnn Jones Real Estate

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