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1020 Mourning Cloak Dr, Clarksville, TN, 37043

4beds
3baths
1,990sqft
$349,990
$176price/sqft
$2,293/moest. monthly cost
$91,720/yrincome needed

About This Home

Discover the Bradford—a beautifully designed home with an open, welcoming main floor perfect for gatherings. The kitchen is fully equipped with all appliances (yes, the fridge too!) and every window comes with blinds already installed. Smart-home upgrades like a Ring doorbell and keyless entry make daily living easy and secure. Upstairs, a versatile loft anchors the second level, leading to a comfortable primary suite and three additional bedrooms. With room for everyone and modern conveniences throughout, this home checks all the boxes. Ask about special incentives towards lowering your rate or closing costs covered when using preferred lender! Images from artist rendering. Actual photos to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
7/10
Rossview Middle SchoolGrades 6-81.5 mi
8/10
Rossview High SchoolGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Fiber Cement,Vinyl Siding

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Extra Closets,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Other,Tile
  • Finished area above ground: 1,990

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Exterior features: Smart Lock(s)

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Earthquake
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $172$2,064
Property Taxes $177$2,124
Electricity $175$2,103
Total$2,293$27,516

Income You'd Need if You Spent...

35% on housing$78,617/yr
40% on housing$68,790/yr
45% on housing$61,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 37043$184
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37043$179
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$349,990
2026-05-06Price change$352,990
2026-04-10Listed for sale$349,990

New Construction Spec

AgentShannon England
BrokerageLennar Sales Corp.

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