405 N Virginia St, Adrian, MO, 64720
About This Home
Charming and full of opportunity, this unique 1 bed, 1 bath property offers 1,500 square feet of flexible space to fit your vision. Currently set up as a studio-style residence, the layout is open and adaptable—perfect for comfortable living or creative use. The interior has been updated with durable and stylish LVP flooring, giving the space a fresh, modern feel. Looking for something beyond residential? This property also presents an excellent opportunity to be rezoned back to commercial use, making it ideal for an event space, boutique, office, or small business venture. Whether you’re searching for a spacious studio home, an investment property, or a place to bring your business ideas to life, this one offers endless potential in the heart of downtown Adrian!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Concrete
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Basement: Slab
Bathroom1
- Level: Main
Bedroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Property
Details
- Parcel number: 0308.033040017002.000
Lot
- Lot size: 2,300 sqft
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Tornado
- Winter Weather
- Drought
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $65 | $780 |
| Electricity | $141 | $1,693 |
| Total | $1,008 | $12,096 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Pending sale | $145,000 |
| 2026-05-07 | Price change | $145,000 |
| 2026-04-10 | Listed for sale | $150,000 |
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