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1611 Whisper Winds Ln #39, Ooltewah, TN, 37363

3beds
2baths
1,716sqft
$419,000
$244price/sqft
$2,696/moest. monthly cost
$107,840/yrincome needed

About This Home

NEW CONSTRUCTION on the edge of Apison, Tennessee -- Situated in the desirable East Hamilton school district, Pratt Home Builders welcomes you to the peaceful, quiet and easy-living community, The Retreat at Oakbrook. This neighborhood is nestled in a prime location with a brand new Publix practically right next door, ease of access to all the East Brainerd has to offer and all the shopping and eateries of Hamilton Place. This Lily plan, featuring 3 spacious bedrooms and 2 full bathrooms to match. Walking through the front door, you'll find the two guest bedrooms at the front of the houme with a full bath located in between them. Wide doorways make for easy wheel-chair access throughout the home, a very unique design feature you don't see often. Moving through the hall, you're greeted by the spacious, open-concept kitchen and great room with sliding glass doors that open up to your private patio oasis. Just a short walk from the kitchen, your laundry room is just outside of the main bedroom. In the bedroom, you'll find the large en suite with double-vanities, a roll-in shower, plus a spacious walk-in closet. With easy access to favorite areas around town and downtown Chattanooga. Dynamic location and lifestyle make this a dynamic home.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Apison Elementary SchoolGrades PK-51.7 mi
7/10
9/10
East Hamilton SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,HardiPlank Type,Fiber Cement

Other

  • Builder name: Pratt Home Builders

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Microwave,Oven,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Kitchen Island,Low Flow Plumbing Fixtures,Open Floorplan,Pantry,Walk-In Closet(s),En Suite,Split Bedrooms
  • Window features: Double Pane Windows,Insulated Windows,Low-Emissivity Windows,Screens,Vinyl Frames
  • Flooring: Carpet,Luxury Vinyl,Plank,Tile
  • Finished area above ground: 1,716

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,716
  • Total interior livable area: 1,716 sqft

Property

Details

  • Parcel number: 172f B 012

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Rear Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Spa features: None

Lot

  • Lot size: 3,920 sqft
  • Features: Corner Lot,Level
  • Lot size dimensions: 42 x 92

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance $187$2,244
Property Taxes $216$2,592
Electricity $175$2,103
Total$2,696$32,352

Income You'd Need if You Spent...

35% on housing$92,434/yr
40% on housing$80,880/yr
45% on housing$71,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$212
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$434,900

New Construction

AgentBill Panebianco
BrokeragePratt Homes, LLC

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