68 Ratcliff Rd, Sumrall, MS, 39482
About This Home
With no attention to detail spared, this beautiful 4 bedroom split-plan home built by esteemed homebuilder, Bo Foster, packs a punch! Cozy up to the electric fireplace anytime for ambiance and snuggles or sip your coffee on your choice of front or back covered porches. The open-concept kitchen features an island with overhang for bar seating, an on-trend appliance package, and an ample pantry. The primary suite shines with hard to find details like a custom tile shower and closets with custom built shelving by he best trim crew in the business! You will be impressed with all of the extra touches throughout, like the beautiful crown moulding and trim work. The setting is gorgeous and the proximity to west-end shopping and Oak Grove schools without the constraints of being in a domineering HOA make this a most desirable home. See it today, and you'll see why ''Every home should be a Foster Home''.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Architectural
- Construction materials: Cement Siding,Brick Veneer
Other
- Builder name: Bo Foster
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Heat Pump
Features
- Kitchen Island,Soaking Tub,Walk-In Closet(s),Fireplace
- Flooring: Plank,Vinyl
- Fireplace: Yes
- Attic: Floored
Interior Area
- Total structure area: 1,668
- Total interior livable area: 1,668 sqft
Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Rear Porch
Lot
- Lot size: 0.97 Acres
- Features: Level
- Lot size dimensions: .97 acres MOL
Parking
- Parking features: None,Driveway,Garage with door
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lamar County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $243 | $2,916 |
| Property Taxes | $165 | $1,980 |
| Electricity | $192 | $2,304 |
| Total | $2,192 | $26,304 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $315,000 |
View on Zillow