424 Amco Ln, Chatfield, MN, 55923
About This Home
Welcome to 424 Amco Ln in Chatfield, where brand new construction meets the opportunity to make a home truly yours. This thoughtfully designed custom build is scheduled for completion on or before August 1, 2026, giving you the rare chance to step into a new home with modern finishes while still personalizing the details to match your style. From the moment you walk in, you’ll appreciate the open and inviting layout, highlighted by custom cabinetry, granite countertops, and durable luxury vinyl plank flooring that blends warmth with everyday functionality. The primary suite offers a comfortable retreat with its own private ensuite, creating the perfect space to unwind. The attached 3 car garage with a floor drain adds both convenience and practicality, giving you room for vehicles, storage, and more. What truly sets this home apart is the flexibility. Buyers will have the ability to choose from a variety of finishes including paint colors, flooring, cabinetry, countertops, tile, and more. It’s the perfect balance of new construction and personal touch without starting from scratch. Set in a growing Chatfield neighborhood with an easy commute to Rochester, this home offers the space, style, and customization today’s buyers are looking for. Lock it in early and bring your vision to life at 424 Amco Ln.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Other
- Builder name: G CUBED HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Full,Concrete
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,224
Heating & Cooling
- Heating features: Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,448
- Total interior livable area: 2,448 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 260784000
- Zoning description: Residential-Single Family
- Foundation area: 1224
Features
- Levels: Multi/Split
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Floor Drain,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fillmore County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,578 | $30,936 |
| Home Insurance * | $407 | $4,884 |
| Property Taxes | $344 | $4,128 |
| Electricity | $206 | $2,477 |
| Total | $3,535 | $42,420 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $488,900 |
View on Zillow