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863 S Main St, Wilkes Barre, PA, 18706

4beds
2baths
2,670sqft
$165,000
$62price/sqft
$1,403/moest. monthly cost
$56,120/yrincome needed

About This Home

Full of potential and ready for its next chapter, this single-family home is ideal for a buyer with vision and creativity. With renovation needed throughout, there is opportunity here to restore and add value while creating something special. Convenient location and plenty of upside make this one worth exploring. Property sold as-is.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Unknown
  • Year built: 1973

Materials

  • Roof: Other
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Other Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island
  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,670

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 2,670 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 60J8SE3002001000
  • Zoning: Mixed Use
  • Special condition: None

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$92$1,104
Property Taxes $185$2,220
Electricity $292$3,515
Total$1,403$16,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,102/yr
40% on housing$42,090/yr
45% on housing$37,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 18706$101
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18706$108
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$165,000

For Sale by Agent

AgentJulia L. Curry
BrokerageBHHS Homesale Realty

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