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585 Dune Rd #27B, Westhampton Beach, NY, 11978

1beds
1baths
650sqft
$499,000
$768price/sqft
$3,603/moest. monthly cost
$144,120/yrincome needed

About This Home

Enjoy effortless coastal living in this oceanfront 1-bedroom, 1-bath co-op in desirable Westhampton Beach at The Westhampton House. Experience all there is to offer on the ocean and in Westhampton Beach Village. Westhampton Village offers great shopping, plenty of restaurants for dining and great coffee shops too! This seasonal residence boasts stunning water views with a bright, comfortable layout. This place that accommodates 6 people could be your own get away! Residents enjoy a large sunny swimming pool and direct beach access which are both protected by lifeguards. There is plenty of room on the poolside deck for cooking your favorite outdoor meals and enjoying it with friends. This special unit is available furnished if desired. Make this the perfect summer retreat or investment in a prime oceanfront location.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1961

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative

Interior

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Property

Details

  • Parcel number: 0900392.0000002007.000

Features

  • Stories: 2
  • Private pool: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Frontage type: Waterfront

Lot

  • Lot size: 2.96 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$161$1,932
Property Taxes $673$8,076
Electricity $246$2,954
Total$3,603$43,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,531/yr
40% on housing$108,090/yr
45% on housing$96,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$768This listing

vs Other Active Listings

Avg $/sqft

ZIP 11978$1,125
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11978$791
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$559,000

For Sale by Agent

AgentJulie Crowley - Associate Real Estate Broker
BrokerageSaunders & Associates

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