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3812 Golden Acres Cir, Crestview, FL, 32539

3beds
2baths
1,230sqft
$269,000
$219price/sqft
$1,834/moest. monthly cost
$73,360/yrincome needed

About This Home

Welcome to the Willow Plan, where quality craftsmanship meets thoughtful design. Seller is offering $10k any way money that may be used towards closing (with restrictions), in addition to already installed fencing and custom blinds. This beautifully built 3-bedroom, 2-bathroom home by a 3rd generation custom builder offers more than your typical new construction. Inside, you'll find durable Luxury Vinyl Plank flooring throughout, an open-concept layout, and a spacious kitchen featuring a large island, farmhouse sink, custom lighting, and hand-selected quartz countertops--perfect for both everyday living and entertaining. Enjoy both front and back porches, ideal for morning coffee or winding down in the evenings. The classic brick exterior highlights true stick-frame construction, while the large, fenced-in backyard provides space to relax, play, or host. Call today for a tour !

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Walker Elementary SchoolGrades PK-55.0 mi
8/10
Davidson Middle SchoolGrades 6-85.3 mi
4/10
Crestview High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 116.48
  • Dimensions: 11.2 x 10.4

Bedroom

  • Level: First
  • Area: 118.72
  • Dimensions: 11.2 x 10.6

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 85.5
  • Dimensions: 15 x 5.7

Features

  • Breakfast Bar,Cathedral Ceiling(s),Kitchen Island,Recessed Lighting,Newly Painted,Pantry
  • Window features: Window Treatments
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Kitchen

  • Level: First
  • Area: 117.113
  • Dimensions: 14.11 x 8.3

Living Room

  • Level: First
  • Area: 151.65
  • Dimensions: 15 x 10.11

Master Bathroom

  • Level: First
  • Area: 67.23
  • Dimensions: 8.1 x 8.3

Master Bedroom

  • Level: First
  • Area: 162.4
  • Dimensions: 14 x 11.6

Property

Details

  • Parcel number: 304N220000000050150
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Fencing: Privacy

Lot

  • Lot size: 0.33 Acres
  • Features: Interior Lot,Level,Survey Available
  • Lot size dimensions: 240' x 60 '

Parking

  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$145$1,740
Property Taxes $132$1,584
Electricity $197$2,366
Total$1,834$22,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,880/yr
40% on housing$55,020/yr
45% on housing$48,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 32539$140
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32539$180
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$267,500
2026-04-10Listed for sale$269,000

For Sale by Agent

AgentTeam Nicole
BrokerageRealty ONE Group Emerald Coast

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