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803 21st St, Phenix City, AL, 36867

--beds
--baths
1,768sqft
$180,000
$102price/sqft
$1,387/moest. monthly cost
$55,480/yrincome needed

About This Home

Investor Opportunity – Duplex with Stable Income & Portfolio Expansion Potential | $180,000 Well-maintained duplex offering immediate cash flow with long-term stability. This property is ideal for investors looking for a steady rental asset with minimal upfront improvements needed. Unit 803 is currently rented at $750/month with a lease in place through November 2026, providing consistent and predictable income. Unit 805 is also rented at $750/month with a lease in place through November 2026, creating strong, stable cash flow across both units. The property features a new roof installed in 2023, helping reduce near-term capital expenses and improving overall investment security. Highlights: Total rental income of $1,500/month Long-term leases in place through November 2026 New roof (2023) Stable, low-maintenance investment Opportunity for future rent growth This property can be purchased individually or as part of a larger portfolio, including multiple duplexes and quadplexes—ideal for investors looking to scale quickly with income-producing assets. Contact agent for full portfolio details.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
10/10

Construction

Condition

  • Property condition: 46 Years
  • Year built: 1980

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Heating

  • Heating features: Electric

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Property

Details

  • Parcel number: 570501113301029

Lot

  • Lot size: 0.26 Acres
  • Features: Level,Less than 1/2 Acre

Parking

  • Total spaces: 2
  • Parking features: One per Unit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$180$2,160
Property Taxes $57$684
Electricity $240$2,881
Total$1,387$16,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,554/yr
40% on housing$41,610/yr
45% on housing$36,986/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 36867$94
Russell County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36867
Russell County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$180,000
2026-04-10Listed for sale$180,000

For Sale by Agent

AgentMichael Terrell
BrokerageKeller Williams Realty River Cities

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