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149 Valley View Dr, Smyrna, NY, 13464

2beds
1baths
960sqft
$174,000
$181price/sqft
$1,533/moest. monthly cost
$61,320/yrincome needed

About This Home

Off-Grid Retreat with Million Dollar views. Escape to your own private paradise with this beautifully crafted off-grid home nestled in the rolling hills of Smyrna. Built in 2010 and thoughtfully positioned on 5.40 private acres, this one-bedroom home with a spacious sleeping loft was designed for those who crave simplicity without sacrificing comfort. Sunlight pours into the open living space, while every window frames a living painting of rolling hills, open skies, and untouched land. Powered by solar energy with lithium battery power, supported by a Rinnai propane direct vent wall whole house heater, wood burning stove, and a backup gas generator, this home offers true independence. With a private well and septic system, you are fully equipped to live sustainably, confidently, and comfortably—on your terms. Additionally, the Chalet home is equipped with a 100-amp electrical service, enabling seamless connection to the power grid if desired. Step outside onto the durable Trex deck to take in the endless views and hear the echoes from nearby Wolf Mountain, where time seems to stand still. This home offers a front-row seat to every season, every sunset, and every moment of tranquility. The location is ideal for outdoor enthusiasts, with multiple state forests nearby for Southern Tier hunting, hiking, and year-round recreation. Whether you are searching for a weekend getaway, a hunting retreat, or a full-time lifestyle shift, this property provides a space to truly disconnect and reconnect with what matters most. Please note: No drive-by visits are permitted. Also listed R1678106.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 2009

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Cooktop,Propane Water Heater,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen/Family Room Combo,Pantry,Bedroom on Main Level,Loft
  • Flooring: Hardwood,Tile,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Propane,Solar,Wood,Wall Furnace

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 08608905600000020024000000
  • Special condition: Standard

Features

  • Exterior features: Gravel Driveway,Propane Tank - Owned

Lot

  • Lot size: 5.39 Acres
  • Features: Irregular Lot,Rural Lot,Secluded
  • Lot size dimensions: 760 x 566

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $879$10,548
Home Insurance *$111$1,332
Property Taxes $297$3,564
Electricity $246$2,954
Total$1,533$18,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,560/yr
40% on housing$45,990/yr
45% on housing$40,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 13464$161
Chenango County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 13464
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$199,000
2026-04-10Listed for sale$209,000

For Sale by Agent

AgentMichelle Collins
BrokerageHoward Hanna

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