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81 Lexington Ave #1, Jersey City, NJ, 07304

3beds
3baths
1,587sqft
$849,000
$535price/sqft
$5,956/moest. monthly cost
$238,240/yrincome needed

About This Home

Beauty meets balance at this brand new residence in Jersey City’s West Side, where clean-lined contemporary interiors are enhanced by elegant arches, understated tones, and organic geometric accents. This two-story, 3 bedroom, 3 bath home with a private backyard pairs spacious proportions with warm, modern design throughout, offering elevated living that feels both refined and deeply livable. Built by one of Jersey City’s longtime development teams including an experienced designer, the residence reflects thoughtful execution and expert craftsmanship at every turn. Throughout the home, wide-plank light oak flooring, high ceilings, oversized windows, and carefully chosen lighting create a bright, composed atmosphere. Architectural choices like graceful archways, custom niche cutouts, and thoughtful built-ins add both character and utility, while modern fireplaces bring warmth and style to the living room as well as the primary ensuite. The kitchen brings elegance, anchored by waterfall white quartz countertops, a tile backsplash, custom gray cabinetry carried to the ceiling, exposed shelving, LG appliances, and matte black fixtures, including a pot filler. Entertaining unfolds effortlessly with the cerulean-toned dry bar with wine fridge set amid the open floorplan living space. The primary bedroom is finished with an Aspen-inspired wallpaper feature wall, built-in bedside sconces, a tray ceiling with cove lighting plus crystal chandelier, fireplace, and a finished walk-in closet. Bathrooms feel polished and serene, with tray ceiling detail, tile carried to the ceiling, glass showers, smart mirrors, LED-lit niches, and matte black fixtures that create a look both clean and relaxing. An additional garden-level ensuite bedroom adds flexibility to the layout, ideal for guests, a home office, or a more private retreat within the home. A rare added convenience, the home also includes non-tandem garage parking with a side-by-side EV charging stations. Set in Jersey City’s evolving West Side, this neighborhood offers residential tranquility with tree-lined streets and parks, as well as connection to NYC and surrounding community. Nearby, Lincoln Park offers 273 acres of green space, trails, recreation, and sports amenities, while neighborhood favorites like New Tavern, Snapdragon Café, Carmine's, and Pompei Pizza become everyday staples. Blocks to West Side Light Rail or MLK Light Rail stations with transfers to PATH and ferry, NYC commuting is a breeze. Estimated HOA Fee: $150-$250

Getting Around

88
WalkingVery Walkable
74
TransitExcellent Transit
59
BikeBikeable

Schools

5/10
Dr. Paul Rafalides SchoolGrades PK-40.2 mi
3/10
1/10
Lincoln High SchoolGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,587
  • Total interior livable area: 1,587 sqft

Property

Details

  • Exclusions: Seller's and stager's personal property

Lot

  • Features: Private Backyard

Parking

  • Parking features: 1 Car,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$367$4,404
Property Taxes $1,103$13,236
Electricity $193$2,318
Total$5,956$71,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,205/yr
40% on housing$178,680/yr
45% on housing$158,826/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$535This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$386
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$849,000
2026-04-10Listed for sale$899,000

For Sale by Agent

AgentMEGAN GULICK
BrokerageCORCORAN SAWYER SMITH

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