23566 Adams Street, Independence, WI, 54747
About This Home
Mixed-use investment or owner-occupant opportunity in the heart of downtown Independence with scenic water frontage and endless potential. This versatile property offers a commercial storefront currently set up for a salon or office, paired with inviting living space?ideal for owner-occupants, entrepreneurs, or investors. Envision a charming coffee shop, boutique retail space, or creative studio where clients and guests can gather and enjoy the peaceful water setting. The flexible layout allows for a variety of uses including retail, office, short-term rental, or income-producing property. Located in a high-visibility area with space for parking and customer access, this property offers the rare ability to live, work, and build something meaningful all in one place. Whether you're looking to launch a business, expand your portfolio, or create a unique destination in a growing community, this property delivers both function and inspiration. Opportunities like this?with location, versatility, and waterfront setting?don?t come around often.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 21+ Years
- Year built: 1960
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Disposal,Microwave,Range/Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Full,Other,Block
Bedroom2
- Level: Upper
- Area: 256
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Family Room
- Level: Upper
- Area: 210
Features
- Ceiling Fan(s)
- Finished area below ground: 0
- Finished area above ground: 3,987
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,987
- Total interior livable area: 3,987 sqft
Kitchen
- Level: Upper
- Area: 198
Living Room
- Level: Upper
- Area: 240
Master Bedroom
- Level: Main
- Area: 143
Property
Details
- Parcel number: 241001320000
- Zoning: Commercial
Features
- Patio & porch: Deck,Covered,Patio
- On waterfront: Yes
- Waterfront features: 101-199 feet,River,Waterfront
- Waterbody name: Elk Creek
- Living area range: 3501-5000
Lot
- Lot size: 0.77 Acres
- Lot size dimensions: 0 x 0 x
Parking
- Total spaces: 3
- Parking features: 3 Car,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $222 | $2,664 |
| Property Taxes | $494 | $5,928 |
| Electricity | $374 | $4,495 |
| Total | $3,364 | $40,368 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $474,900 |
View on Zillow