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420 IVY RD, Seguin, TX, 78155

4beds
4baths
2,817sqft
$389,990
$138price/sqft
$2,923/moest. monthly cost
$116,920/yrincome needed

About This Home

This 2817 square foot single family home has 4 bedrooms and 4.0 bathrooms. This home is located at 420 IVY RD, Seguin, TX 78155.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Navarro Elementary SchoolGrades PK-32.8 mi
5/10
7/10
Navarro High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Siding,1 Side Masonry

Other

  • Builder name: CastleRock Communities

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Disposal,Electric Water Heater,Plumb for Water Softener
  • Laundry features: Washer Hookup

Bedroom

  • Area: 110

Bedroom2

  • Area: 110

Bedroom3

  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Area: 399

Features

  • One Living Area,Eat-in Kitchen,Kitchen Island,Study/Library,Game Room,High Ceilings,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,817 sqft

Kitchen

  • Area: 154

Master Bathroom

  • Features: Tub/Shower Combo,Shower Only
  • Area: 108

Master Bedroom

  • Area: 210

Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2,813 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$256$3,072
Property Taxes $386$4,632
Electricity $309$3,711
Total$2,923$35,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,217/yr
40% on housing$87,690/yr
45% on housing$77,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 78155$299
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78155$146
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$389,990

New Construction Spec

AgentAshley Yoder
BrokerageCastlerock Realty, LLC

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