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28081 Staysail Way, Lewes, DE, 19958

4beds
3baths
2,399sqft
$494,475
$206price/sqft
$3,044/moest. monthly cost
$121,760/yrincome needed

About This Home

The Alberti Ranch at Compass Point offers effortless single-level living with upscale finishes throughout, including a finished basement with a bedroom and full bath at no added cost, soft-close cabinetry, quartz countertops, a tiled backsplash, stainless steel appliances, and extended luxury vinyl plank flooring - set on a homesite with no rear neighbors. From the welcoming foyer, the gourmet kitchen, dinette, and great room flow seamlessly, creating an inviting space for relaxing or entertaining. The kitchen blends style and function with linen cabinetry, quartz counters, and stainless steel appliances (excluding the refrigerator). Privately tucked away, the owner's suite feels like a true retreat, complete with a double bowl vanity, oversized shower, and walk-in closet. Two additional bedrooms sit in a separate wing - perfect for family, a home office, or hobbies. The finished lower level expands the home's versatility with a bedroom, full bath, and spacious rec room - ideal for guests or extended stays. Compass Point offers spacious single-family homes designed for every lifestyle with a sought-after Lewes address and completed amenities. Schedule your visit today and make this your home by September!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Milton Elementary SchoolGrades K-54.3 mi
5/10
Mariner Middle SchoolGrades 6-84.0 mi
8/10
Cape Henlopen High SchoolGrades 9-124.8 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Ryan Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,399 sqft

Property

Details

  • Parcel number: 235270056300

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Coastal Flooding
Drought
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,500$30,000
Home Insurance *$152$1,824
Property Taxes $127$1,524
Electricity $265$3,183
Total$3,044$36,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,365/yr
40% on housing$91,320/yr
45% on housing$81,173/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 19958$262
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19958
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$477,270

New Construction Spec

BrokerageRyan Homes

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