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2775 Pinecliff Dr, Kannapolis, NC, 28027

4beds
5baths
3,543sqft
$659,000
$186price/sqft
$4,266/moest. monthly cost
$170,640/yrincome needed

About This Home

Discover this stunning new construction home on Pinecliff Drive in Kannapolis, built by M/I Homes. This thoughtfully designed 4-bedroom, 4-bathroom home offers 3,543 square feet of open-concept living space perfect for today's lifestyle. Key Features: 4 spacious bedrooms with owner's bedroom located upstairs 4 full bathrooms and a powder room 3,543 square feet of well-planned living space Open-concept floorplan for seamless entertaining New construction quality and craftsmanship 3-car garage The home's open-concept design creates an inviting atmosphere that flows effortlessly from room to room, making it ideal for both daily living and hosting guests. Your upstairs owner's bedroom provides a private retreat, while the additional bedrooms offer flexibility for family, guests, or home office space. With 4 full bathrooms strategically placed throughout the home, morning routines and guest visits are handled with ease. This new construction home represents the perfect opportunity to be the first owner of a quality-built home in Kannapolis. M/I Homes' attention to detail and commitment to excellence is evident throughout every aspect of this beautiful home. The convenient Kannapolis location provides easy access to daily necessities while maintaining a peaceful residential setting. This exceptional home combines quality construction, functional design, and desirable features that today's homebuyers seek. Don't...

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

10/10
W R Odell ElementaryGrades 3-51.2 mi
4/10
6/10
Northwest Cabarrus HighGrades 9-124.5 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,543 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,332$39,984
Home Insurance *$199$2,388
Property Taxes $406$4,872
Electricity $329$3,959
Total$4,266$51,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,262/yr
40% on housing$127,980/yr
45% on housing$113,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$183
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$715,270

New Construction Spec

AgentM/I Homes of Charlotte, LLC
BrokerageM/I Homes

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