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McElnea Manor Ct, Lovettsville, VA, 20180

4beds
4baths
3,453sqft
$984,990
$285price/sqft
$6,165/moest. monthly cost
$246,600/yrincome needed

About This Home

Entertain with ease in the grand Richmond floor plan. The kitchen features a large island that opens to the breakfast area and great room. The dining room, butler’s pantry, living room, powder room, mudroom, and 2-car garage are just a few of the highlights of the Richmond first floor. Add a fireplace, morning room, turn the living room into a study, or expand with a screen porch to make the home fit your needs. Escape to the serene primary suite on the second level which features an oversized walk-in closet with two sections and a private bathroom with a walk-in shower. A laundry room and walk-in closets for the additional 3 bedrooms can be found on the second level. Add a rec room, media room, bedroom, and full bath in the optional lower level. *Photos may differ from actual home and are for illustrative purposes only*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
8/10
Woodgrove High SchoolGrades PK-1210.9 mi
7/10
Harmony Middle SchoolGrades 6-810.9 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Stone

Other

  • Builder model: RICHMOND
  • Builder name: DRB HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Disposal,Cooktop,Stainless Steel Appliance(s),Oven,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Area,Combination Dining/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Family Room Off Kitchen,Kitchen Island,Pantry,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 3,453

Heating & Cooling

  • Heating features: Programmable Thermostat,Zoned,Propane
  • Cooling features: Central Air,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 3,453
  • Total interior livable area: 3,453 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1.66 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,980$59,760
Home Insurance *$197$2,364
Property Taxes $656$7,872
Electricity $332$3,991
Total$6,165$73,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,371/yr
40% on housing$184,950/yr
45% on housing$164,400/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 20180$284
Loudoun County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 20180$253
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$964,990
2026-04-17Listed for sale$984,990

New Construction

AgentBrittany Newman
BrokerageDRB Group Realty, LLC

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