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4101 PLAYA COURT, Belle Isle, FL, 32812

4beds
2baths
1,612sqft
$499,900
$310price/sqft
$3,690/moest. monthly cost
$147,600/yrincome needed

About This Home

Virtually Staged. LAKE CONWAY ACCESS!Located in the highly desirable Belle Isle community, this 4-bedroom, 2-bath home offers flexibility, updates, and access to the Florida lake lifestyle! Situated in the established Conway East neighborhood, the home is located at the end of a friendly cul-de-sac on an oversized lot with extra room for outdoor living and storage. Known for its tree-lined streets, community feel, and access to the renowned Lake Conway chain of lakes, Belle Isle remains one of Central Florida’s most desirable areas — conveniently located just minutes from downtown Orlando, Orlando International Airport, shopping, dining, and major roadways. Inside, the versatile floor plan includes a flexible 4th bedroom that can easily function as a home office, den, or playroom. The kitchen features a large breakfast bar that opens to the main living areas, making it ideal for entertaining and everyday living. The home includes a primary shower with updated tile, while the second bathroom has been completely refreshed with tile in bath, tiled flooring, and vanity, and the screened-enclosed patio provides additional space to relax or gather with friends and family The oversized lot also offers room to park an RV, boat, or additional recreational vehicles behind the wooden privacy fence with gated access. Optional HOA membership is only $100 annually and includes access to the Conway East community lake lot and private boat ramp on Lake Conway — perfect for boating, fishing, skiing, and enjoying waterfront recreation year-round. Additional highlights include a new roof installed in 2024, replacement windows approximately 10 years ago, and an oversized 2-car garage.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
4/10
Conway Middle SchoolGrades 6-82.0 mi
3/10
Oak Ridge High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: First
  • Area: 153
  • Dimensions: 17x9

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Features: No Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 176
  • Dimensions: 11x16

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,364
  • Total interior livable area: 1,612 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: Shower No Tub,Walk-In Closet(s)
  • Level: First
  • Area: 154
  • Dimensions: 14x11

Property

Details

  • Parcel number: 202330164600250
  • Zoning: R-1-AA
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System
  • Fencing: Fenced
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront,Lake Privileges,Skiing Allowed
  • Waterbody name: LAKE CONWAY CHAIN OF LAKES

Lot

  • Lot size: 0.36 Acres
  • Features: Cul-De-Sac,City Lot,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Hail

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$329$3,948
Property Taxes $637$7,644
Electricity $197$2,366
Total$3,690$44,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,514/yr
40% on housing$110,700/yr
45% on housing$98,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 32812$183
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 32812$244
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$499,900
2026-05-23Listed for sale$515,000
2004-06-23Sold$178,900
1999-07-01Sold$51,500
1997-07-02Sold$106,000
1993-11-08Sold$105,000

For Sale by Agent

AgentWendy Carugno
BrokerageCENTURY 21 CARIOTI

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