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725 Old Spruce Rd, Union, WV, 24983

4beds
2baths
2,448sqft
$249,000
$102price/sqft
$1,776/moest. monthly cost
$71,040/yrincome needed

About This Home

Set along Old Spruce Road just outside of Union, this historic 4 bedroom 2 bath farmhouse--dating back to the 1860s per county records--offers a rare blend of heritage, setting, and potential. Front porch views that look like a painting--no matter the season. From spring greens to fall color and quiet winter ridgelines, the landscape unfolds like a painting all throughout the year. Rolling farmland, layered mountains, and wide-open skies create a backdrop that never gets old. This home is ready to make your own. The home itself carries the charm of its era, paired with key updates already in place. A new well (2019), new septic system (2018), updated plumbing (2018), and a new roof (2019) provide a solid starting point. The home features electric baseboard heat, a 4-year-old electric hot water heater, and multiple fireplaces (condition unknown). There is no central A/C. Natural gas may be available as well. With a structure that appears to have stood the test of time and a foundation that feels solid, this home is ready for someone to make it their own. The could mean restoring its historic character or creating a comfortable country retreat. Outside, you'll find space to breathe, garden, and enjoy the quiet beauty that defines this part of West Virginia. Property is accessed by shared deeded right-of-way for ingress and egress via Old Spruce Rd (not state maintained). Property is subject to right-to-farm protections and associated nuisance provisions. Buyer to perform due diligence regarding access, maintenance, and surrounding agricultural activities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Stone
  • Roof: Wood,Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Refrigerator

Bedroom2

  • Level: Main
  • Area: 251.16
  • Dimensions: 13.8 x 18.2

Bedroom3

  • Level: Upper
  • Area: 225.77
  • Dimensions: 13.8 x 16.36

Bedroom4

  • Level: Upper
  • Area: 200.25
  • Dimensions: 12.5 x 16.02

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood,Vinyl,Laminate

Foyer

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Heating & Cooling

  • Heating features: Electric Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Kitchen

  • Level: Main
  • Area: 289.08
  • Dimensions: 16.14 x 17.89

Master Bathroom

  • Level: Main
  • Area: 58.08
  • Dimensions: 7.26 x 8

Master Bedroom

  • Level: Main
  • Area: 251.16
  • Dimensions: 13.8 x 18.2

Utility Room

  • Level: Main
  • Area: 35.57
  • Dimensions: 7.26 x 4.9

Property

Details

  • Parcel number: 0022
  • Zoning: No

Features

  • Has view: Yes
  • View description: Mountain(s),Valley,Sunrise / Eastern,Pastoral View

Lot

  • Lot size: 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Landslide

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$155$1,860
Property Taxes $109$1,308
Electricity $253$3,043
Total$1,776$21,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,891/yr
40% on housing$53,280/yr
45% on housing$47,360/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 24983$118
Monroe County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 24983
Monroe County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$249,000
2026-08-02Listed for sale$249,000
2026-06-03Pending sale$249,000
2026-05-08Listed for sale$249,000
2026-05-05Pending sale$249,000
2026-04-12Listed for sale$249,000

For Sale by Agent

AgentSonya Fullen
BrokerageLillywood Realty

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