1205 E Main St, Olney, IL, 62450
About This Home
Prime commercial opportunity with high-traffic Main Street frontage, offering exceptional visibility for your business. This versatile property features both front and rear entrances, a ramp for accessible entry, dedicated parking, and a single-car garage ideal for storage. Inside, the flexible layout includes a welcoming reception area with a half bath, two exam rooms or private offices, an additional office space, a kitchen area, and a full bath-perfectly suited for professional services, small business use, or conversion to a residential home. Additional highlights include a floored attic providing ample storage space, along with a full basement featuring a convenient walk-out door for added accessibility and functionality. Whether you're looking to establish a business, invest, or create a unique live/work space, this property offers endless potential in a highly visible location
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1919
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Partial,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area above ground: 1,419
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central
Interior Area
- Total structure area: 1,419
Property
Details
- Parcel number: 000000000.0000000000.000
- Lease amount: 0
Features
- Patio & porch: Covered Porch
Lot
- Lot size: 7,840 sqft
- Features: Corner
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $96 | $1,152 |
| Electricity | $130 | $1,569 |
| Total | $886 | $10,632 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-12 | Listed for sale | $125,000 |
View on Zillow