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819 - 821 Center Street, Healdsburg, CA, 95448

2beds
1baths
1,410sqft
$995,000
$706price/sqft
$6,190/moest. monthly cost
$247,600/yrincome needed

About This Home

Located at 819-821 Center Street, this property is a diamond in the rough with incredible potential. The site features an original 1948 2 Bedroom home and a brand new 2025 1 Bedroom fully furnished ADU designed for maximum rental income or flexible living space. A short stroll to the Healdsburg Plaza, where you will enjoy summer concerts, wine tasting, shopping and the farmer's market. Sunset views to the West.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

9/10
6/10
9/10
Healdsburg High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric,Gas Hook-Up,Hookups Only

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,410
  • Total interior livable area: 1,410 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 002032021000
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Fenced,Wood
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 7,601 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: No Garage,Open,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$223$2,676
Property Taxes $538$6,456
Electricity $398$4,786
Total$6,190$74,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,228/yr
40% on housing$185,700/yr
45% on housing$165,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$706This listing

vs Other Active Listings

Avg $/sqft

ZIP 95448$928
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95448$711
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$995,000
2026-04-12Listed for sale$1,100,000

For Sale by Agent

AgentGreg E Smallcomb
BrokerageW Real Estate

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