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8093 3rd St, Laurel Hill, FL, 32567

2beds
1baths
870sqft
$174,900
$201price/sqft
$1,257/moest. monthly cost
$50,280/yrincome needed

About This Home

Great opportunity in the current market for your own home - Tired of paying rent or looking for the perfect retirement home? Top quality construction! Located in the small community of Laurel Hill, just North of Crestview this home offers you the opportunity of home ownership with low-cost upkeep and is centrally located to medical care, shopping, and Eglin AFB! Home offers a large living room, 2 great bedrooms, a full bath, a kitchen with custom cabinets and makes sure to use every ounce of square footage to make this easy living house your NEW HOME! Seller will pay $7,000 in closing cost to help make this dream even an easier reality! Call today! * Pictures are of a previous built home! All kitchen appliances included! Tiny Home living at its finest!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

3/10
Laurel Hill SchoolGrades PK-120.2 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Hood,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 66
  • Dimensions: 6 x 11

Bedroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 870
  • Total interior livable area: 870 sqft

Kitchen

  • Level: First
  • Area: 190
  • Dimensions: 19 x 10

Living Room

  • Level: First
  • Area: 300
  • Dimensions: 20 x 15

Master Bedroom

  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: 055N22085000400040
  • Zoning description: City

Features

  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 5,662 sqft
  • Features: Cleared,Interior Lot,Level,Survey Available
  • Lot size dimensions: 46 x 114

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$91$1,092
Property Taxes $85$1,020
Electricity $197$2,366
Total$1,257$15,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,097/yr
40% on housing$37,710/yr
45% on housing$33,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 32567$215
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32567$154
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$174,900

For Sale by Agent

AgentChrista V Merrifield
BrokerageMerrifield & Pilcher Realty

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