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7472 W Thunderbird Is, Homosassa, FL, 34448

1beds
1baths
1,000sqft
$339,000
$339price/sqft
$2,274/moest. monthly cost
$90,960/yrincome needed

About This Home

Private Island Offering---Boat Access Only! This is a rare opportunity to own your own 3.5-acre private island - complete with a dedicated waterfront access lot on Standish Drive, conveyed together as one unique offering. Tucked away in the waters of Old Homosassa, this property delivers a level of privacy and lifestyle that’s nearly impossible to find. Your mainland lot provides convenient parking, boat docking, and private launch access, making the short, scenic ride to your island - less than ¾ of a mile - effortless. The island features an approximately 1,000 sq ft residence, currently configured as two separate 500 sq ft spaces. Following prior storm impact, the home has been taken down to a blank canvas, with flooring, subflooring & interior framing already completed - ready for your vision to transform it into a private retreat, weekend escape, or income-producing property. The home has electric & a cistern water tank for flushing, bathing, etc. This home was lived in and loved very much for almost 30 yrs - by its former local legendary owner – Bonnie the ‘Bait Lady’. Included in the offering is the .11-acre waterfront lot on Standish Drive, providing essential access and added potential. While future building on that lot may require county approval, neighboring properties of similar size suggest the possibility. Buyers are encouraged to verify all details with the county. Enjoy direct access to the best of Florida’s Nature Coast - just minutes to the Homosassa River and a quick 10-minute boat ride to the Gulf, where days are spent fishing, scalloping, kayaking, and observing native wildlife, including manatees. Located in Old Homosassa, a golf cart-friendly community known for its charm, local eateries, and marinas - you’re close to everything, yet completely removed once you arrive at your island. This property is being sold as a combined package only. Cash only. Serious inquiries only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Crystal River High SchoolGrades PK,9-1211.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Primary Suite
  • Flooring: Unfinished,Wood

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 1178126
  • Zoning: CL
  • Special condition: Standard,Listed As-Is

Features

  • Pool features: None
  • Exterior features: Gravel Driveway
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Gulf Access,Ocean Access,Pier,River Front,Waterfront
  • Frontage type: River

Lot

  • Lot size: 3.61 Acres
  • Features: Island

Parking

  • Parking features: Boat,Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$186$2,232
Property Taxes $177$2,124
Electricity $197$2,366
Total$2,274$27,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,965/yr
40% on housing$68,220/yr
45% on housing$60,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 34448$167
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34448$212
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$339,000

For Sale by Agent

AgentLaura Bush PA
BrokerageRE/MAX Realty One

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