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120 Kingsway Dr #120, Mankato, MN, 56003

4beds
2baths
0sqft
$310,900
--price/sqft
$2,211/moest. monthly cost
$88,440/yrincome needed

About This Home

Welcome Home to 120 Kingsway Drive! Featuring Limited time 3.99% Financing with just $3,000.00 Down! Hurry In to lock this rate in Before the Rates Change!! Offer Ends Soon! Now for a limited time close in March and get 3 FREE months of Groceries that's a 500.00 per month 1,500.00 Value! But you MUST Act Quickly to get this amazing promotion. This is a Pre-Owned Home has had some updates and is move in Ready. You will love the second family room / home office space. Not to be missed!! Just steps to the basketball hoop and the walking paths to Dakota Meadows Middle School. "All home buyers must apply for residency in our community. Avalon and Camelot Estates is an Equal Housing Community. Our state license number is MS745595. Some restrictions apply."

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Monroe Elementary SchoolGrades K-51.7 mi
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven,Water Heater,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Linoleum
  • Finished area above ground: 1,632

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,632

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 583

Features

  • Fencing: Fenced
  • Has view: Yes
  • View description: Street

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters in Nicollet County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,572$18,864
Home Insurance *$200$2,400
Property Taxes $269$3,228
Electricity $170$2,050
Total$2,211$26,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,805/yr
40% on housing$66,330/yr
45% on housing$58,960/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 56003$136
Nicollet County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 56003
Nicollet County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$301,000

For Sale by Agent

AgentDeborah Rezac
BrokerageCamelot/Avalon Estates

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