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85 S Seven Oaks Rd, Northliberty, IA, 52317

5beds
4baths
3,192sqft
$649,000
$203price/sqft
$4,550/moest. monthly cost
$182,000/yrincome needed

About This Home

Welcome to 85 S Seven Oaks in North Liberty, a thoughtfully designed new construction offering modern style, functional layout, and high-end finishes throughout. This 2-story home features an open-concept main level with a spacious living, dining, and kitchen area anchored by a large island, leathered granite countertops, stained cabinetry, and a full Frigidaire appliance package with gas range and vent hood. A dedicated office/den, half bath, mudroom with custom cubbies, and walk-in pantry add everyday convenience. Upstairs, you’ll find a generous primary suite with a private bath featuring a tiled shower, quartz countertops, and walk-in closet, along with two additional bedrooms, full bath, and second-floor laundry. The finished lower level offers a large family room, two additional bedrooms, full bath, and ample storage. Exterior highlights include James Hardie siding in Iron Gray, stone veneer accents, black windows, and a 3-stall garage. Interior finishes feature LVP flooring, modern lighting, matte black fixtures, and clean-lined millwork throughout. Situated in a desirable North Liberty location, this home blends style, space, and functionality for modern living. Completion targeted for Fall of 2026. **Finishes and plans are concept only and subject to change**

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

8/10
Penn Elementary SchoolGrades PK-60.7 mi
8/10
Liberty High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Cement Board,Composit,Frame

Other

  • Builder name: Diamond Ridge

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Other,Kitchen Island,Pantry
  • Flooring: LVP
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 1,228
  • Finished area above ground: 1,964

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,192
  • Total interior livable area: 3,192 sqft

Property

Details

  • Parcel number: 0718109004
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.26 Acres
  • Features: Less Than Half Acre
  • Lot size dimensions: 80 x 140

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$274$3,288
Property Taxes $757$9,084
Electricity $238$2,857
Total$4,550$54,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,000/yr
40% on housing$136,500/yr
45% on housing$121,333/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 52317$184
Johnson County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 52317$181
Johnson County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$649,000

New Construction

AgentBryant Nicholson
BrokerageAffinity Real Estate Services

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