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446 Spire St #105, Rock Hill, SC, 29730

4beds
3baths
2,450sqft
$539,474
$220price/sqft
$3,434/moest. monthly cost
$137,360/yrincome needed

About This Home

This Manchester home has 4 bedrooms and 3 bathes. Enjoy the best of main-level living with both a Primary Suite and a Guest Bedroom on the first floor! The open-concept design features a gourmet kitchen with a massive island overlooking the great room—perfect for hosting. Relax on the included covered patio or head upstairs to the huge loft and two additional bedrooms. The perfect blend of luxury and flexibility! Bratton Pointe is just minutes from I-77, the Galleria Shopping Center, and Waterford Golf Course. This neighborhood makes everything easily accessible. Residents enjoy a large pavilion, multiple pocket parks, a dog park, and a community garden—perfect for relaxing, playing, and connecting with neighbors. Bratton Pointe isn’t just a place to live, it’s a neighborhood to enjoy! Take advantage of limited-time builder financing incentives—Don’t Wait!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
Rock Hill High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding,Stone Veneer

Other

  • Builder model: Manchester
  • Builder name: Mattamy Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Gas Cooktop,Gas Water Heater,Microwave,Plumbed For Ice Maker,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,450

Great Room

  • Features: Attic Stairs Pulldown
  • Level: Main

Heating & Cooling

  • Heating features: Central,Fresh Air Ventilation,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,450
  • Total interior livable area: 2,450 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7000000154
  • Zoning: MP-R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main

Lot

  • Lot size: 0.17 Acres
  • Features: End Unit

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,727$32,724
Home Insurance *$234$2,808
Property Taxes $238$2,856
Electricity $235$2,827
Total$3,434$41,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,737/yr
40% on housing$103,020/yr
45% on housing$91,573/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 29730$135
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29730$203
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$539,474
2026-05-05Listed for sale$535,009
2026-04-18Listing removed$535,009
2026-04-13Listed for sale$535,009

New Construction

AgentJessie Johnson
BrokerageMattamy Carolina Corporation

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