18196 Marina Way, Garrison, MN, 56450
About This Home
NEW CONSTRUCTION with PRIVATE BOAT SLIP on Mille Lacs Lake! Don’t miss this opportunity to own in the new and exciting Mille Lacs Dockside community. Ideally located just 5 miles north of Grand Casino, 5 miles south of Garrison, and directly across from Northwood Hills Golf Course and Bar & Grill. This creatively designed home offers comfortable, minimal-maintenance lake living. Features include a full kitchen with granite countertops and high-end appliances; a private primary suite with bath and walk-in closet; and a guest bedroom and 1/2 bath, all on the main level, plus 2 guest bedrooms and a full bath on the upper level. A standout feature is the massive 29x48 finished attached garage, designed for ultimate flexibility. Store your RV, side-by-side, boats, and fish house when you’re away, then easily convert the space into an entertainment or gathering area when you arrive. Best of all, your private dock slip on Mille Lacs Lake is just a short walk away, providing easy access to your boat or pontoon and putting world-class fishing and lake recreation right at your doorstep. Whether you’re looking for a weekend retreat or an up north lake home, this property delivers exceptional value with ultimate convenience. Picture #1 has been enhanced to show the potential yard.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Metal
- Construction materials: Concrete,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Gas Dryer Hookup,In Hall,Main Level,Washer Hookup
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 191.82
- Dimensions: 13.8X13.9
Bedroom2
- Level: Main
- Area: 153.18
- Dimensions: 11.10X13.8
Bedroom3
- Level: Upper
- Area: 172.36
- Dimensions: 12.4X13.9
Bedroom4
- Level: Upper
- Area: 150.164
- Dimensions: 12.4X12.11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 91.08
- Dimensions: 13.8X6.6
Features
- Finished area below ground: 0
- Finished area above ground: 1,795
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,795
- Total interior livable area: 1,795 sqft
Kitchen
- Level: Main
- Area: 193.2
- Dimensions: 13.8X14
Laundry
- Level: Main
- Area: 79.92
- Dimensions: 7.2X11.10
Living Room
- Level: Main
- Area: 189.06
- Dimensions: 13.8X13.7
Property
Accessibility
- Accessibility features: No Stairs External
Details
- Parcel number: 095710090
- Zoning description: Residential-Single Family
- Foundation area: 1248
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- View description: Harbor,South,Lake
- Has water view: Yes
- Water view: Harbor,Lake
- Waterfront features: Deeded Access,Dock,Lake View,Shared,Waterfront Elevation(0-4),Lake Bottom(Soft,Undeveloped)
- Frontage length: Water Frontage: 1000
Lot
- Lot size: 0.42 Acres
- Features: Accessible Shoreline,Cleared,Tree Coverage - Light
- Lot size dimensions: 75 x 245 x 75 x 245
Parking
- Total spaces: 8
- Parking features: Attached,Gravel,Garage,Garage Door Opener,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 8
- Covered spaces: 8
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Mille Lacs County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $341 | $4,092 |
| Property Taxes | $396 | $4,752 |
| Electricity | $170 | $2,050 |
| Total | $3,409 | $40,908 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $495,000 |
View on Zillow