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26720 Northstar Dr, Ellendale, DE, 19941

4beds
3baths
2,430sqft
$459,990
$189price/sqft
$2,818/moest. monthly cost
$112,720/yrincome needed

About This Home

Welcome to the Caspian, a beautifully designed home that blends an open-concept layout with charming Loft-inspired elements. Offering 4 bedrooms, 2.5 baths, and a 2-car garage, this home provides the perfect balance of comfort, style, and functionality. The heart of the home features an open-concept kitchen, great room, and dining area—ideal for entertaining and everyday living. A walk-in pantry adds extra storage and convenience to the thoughtfully designed kitchen space. The tranquil primary suite serves as a private retreat, complete with a gorgeous bath and walk-in closet. Additional bedrooms are thoughtfully secluded for privacy, along with a dedicated home office perfect for working from home or creating a flexible living space. For a full list of features for this home please contact our sales representatives. Photos are for illustrative purposes only and may not represent the exact home or finishes available. This community has a pool, clubhouse, pickleball courts, and more already built and ready for use!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
Milford Central AcademyGrades 6-89.2 mi
5/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Batts Insulation,Blown-In Insulation,Concrete,CPVC/PVC,Stick Built,Vinyl Siding

Other

  • Builder model: Caspian
  • Builder name: K. Hovnanian Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,430

Heating & Cooling

  • Heating features: Forced Air,Programmable Thermostat,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 2,430 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 23513.00252.00
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 75.00 x 100.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Drought
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$107$1,284
Property Taxes $118$1,416
Electricity $268$3,224
Total$2,818$33,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,617/yr
40% on housing$84,540/yr
45% on housing$75,146/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 19941$163
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19941
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$454,990
2026-04-29Price change$459,990
2026-04-16Price change$466,890
2026-04-13Listed for sale$459,990

New Construction Spec

AgentBarbara Heilman
BrokerageDelaware Homes Inc

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