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3597 Old Vincennes Rd, New Albany, IN, 47150

3beds
2baths
1,190sqft
$309,900
$260price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

$10,000 Builder incentive with builder's preferred lender and eligible for 100% USDA financing!! Builder will consider builder financing on a case by case basis. NEW CONSTRUCTION on Old Vincennes Rd with a New Albany address but just 3 minutes from Highlander Point. This modern 3-bed, 2-bath home features a bright open-concept layout with sleek LVP flooring throughout. The stunning kitchen boasts a center island, custom cabinetry, and stainless Whirlpool appliances. Retreat to the primary suite with a private ensuite or head out to the wooden back deck overlooking your spacious .33-acre lot. Need more space? The full walk-out basement includes an egress window for a 4th bedroom and is plumbed for a 3rd bath! Includes a 1-car attached garage and easy access to HWY 150/I-64. Home is 30 days from completion. Seller is a licensed real estate agent.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
4/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Range
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: First
  • Dimensions: 12 x 10.1

Bedroom

  • Level: First
  • Dimensions: 11 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 14.6 x 8.5

Features

  • Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Open Floorplan,Cable TV,Utility Room
  • Finished area below ground: 0
  • Finished area above ground: 1,190

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,190
  • Total interior livable area: 1,190 sqft

Kitchen

  • Level: First
  • Dimensions: 10 x 14.6

Living Room

  • Level: First
  • Dimensions: 12.8 x 16.1

Master Bedroom

  • Level: First
  • Dimensions: 12 x 14.6

Other

  • Level: First
  • Dimensions: 9 x 5

Other

  • Level: First
  • Dimensions: 9 x 5

Other

  • Level: First
  • Dimensions: 5.6 x 3.1

Property

Details

  • Parcel number: 220502900193004007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Landscaping,Paved Driveway

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$191$2,292
Property Taxes $170$2,040
Electricity $184$2,212
Total$2,112$25,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 47150$106
Floyd County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 47150$152
Floyd County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Price change$309,900
2026-04-13Listed for sale$324,900

New Construction

AgentDebbie Brown
BrokerageSouthern Homes Realty

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