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632 SE 13th Ct #630, Cape Coral, FL, 33990

4beds
4baths
2,184sqft
$429,000
$196price/sqft
$2,990/moest. monthly cost
$119,600/yrincome needed

About This Home

Great duplex located by the hospital! Not in a Flood Zone! New roof in December 2022. New AC in unit 630. Both sides of the house have been recently updated with vinyl floors and painted. Laundry is in the garage. Each side features 2 bedrooms, 2 bathrooms a full kitchen and living room. screened lanai and 1 car garage.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
Caloosa Elementary SchoolGrades PK-50.3 mi
4/10
Caloosa Middle SchoolGrades 6-80.3 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Single Hung
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Details

  • Parcel number: 184424C301446.0380
  • Lease amount: 0
  • Land lease expiration date: 1801353600000
  • Zoning description: RML

Features

  • Exterior features: None
  • Waterfront features: None

Lot

  • Lot size: 10,802 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 80 x 120 x 80 x 120

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$324$3,888
Property Taxes $278$3,336
Electricity $219$2,637
Total$2,990$35,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,514/yr
40% on housing$89,700/yr
45% on housing$79,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 33990$214
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33990$215
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$429,000

For Sale by Agent

AgentRenee Renna
BrokerageCape Coral Real Estate & RE

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