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2431 Union St, Brunswick, GA, 31520

3beds
3baths
1,168sqft
$270,000
$231price/sqft
$1,943/moest. monthly cost
$77,720/yrincome needed

About This Home

Under construction...Projected completion is August 2026. Introducing Reynolds Cottages, a charming new cottage community. Blocks from Downtown Brunswick. Reynolds Cottages offers a rare opportunity for attainable homeownership, while enjoying walkable living and easy access to local restaurants, shops, parks, and community events. Homes offer one, two, and three-bedroom floor plans with both single and two-story options. All with welcoming front porches, energy-efficient construction, and quality finishes designed for comfort and easy maintenance. Lot 8 is the two-story Chickadee + floor plan with three bedrooms. two and a half baths, and approximately 1,168 square feet. *Reynolds Cottages are designated for primary resident occupancy only. Short-term rentals are not permitted.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
7/10
Risley Middle SchoolGrades 6-86.0 mi
10/10
Glynn AcademyGrades 9-121.1 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawlspace,Pillar/Post/Pier
  • Roof: Asphalt,Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Disposal,Oven,Range,Refrigerator,Range Hood,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,168 sqft

Property

Details

  • Parcel number: 0107864
  • Zoning description: City

Features

  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Porch,Sprinkler/Irrigation

Lot

  • Lot size: 1,742 sqft
  • Features: City Lot,Landscaped
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 1
  • Parking features: Off Street,Paved,Parking Lot,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$242$2,904
Property Taxes $117$1,404
Electricity $219$2,637
Total$1,943$23,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,617/yr
40% on housing$58,290/yr
45% on housing$51,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 31520$103
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31520$150
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$270,000

New Construction

AgentJennifer Lee
BrokerageDeLoach Sotheby's International Realty

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