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233 Straight St #2, Paterson, NJ, 07501

6beds
3baths
1,804sqft
$598,000
$331price/sqft
$4,669/moest. monthly cost
$186,760/yrincome needed

About This Home

Getting Around

97
WalkingWalker's Paradise
63
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

3/10
5/10
Paterson P-TechGrades 9-120.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Eat-in Kitchen,Living Room,Storage,Eat-In Kitchen
  • Flooring: Wood

Heating

  • Heating features: 2 Units,Baseboard - Hotwater,Electric,Natural Gas

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,804 sqft

Property

Details

  • Parcel number: 2508043170000000390000
  • Zoning description: Two Family

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 38 x 77

Parking

  • Total spaces: 2
  • Parking features: Asphalt,See Remarks
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,023$36,276
Home Insurance *$322$3,864
Property Taxes $1,126$13,512
Electricity $198$2,386
Total$4,669$56,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,080/yr
40% on housing$140,070/yr
45% on housing$124,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 07501$285
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07501$267
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$598,000

For Sale by Agent

AgentJames R. Rojas
BrokerageRealty One Group Living

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