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504 Jacobs Ferry Rd, Carmichaels, PA, 15320

3beds
1baths
2,856sqft
$399,000
$140price/sqft
$2,987/moest. monthly cost
$119,480/yrincome needed

About This Home

A rare opportunity for horse lovers and farmhouse enthusiasts alike. Welcome to this impeccably maintained farmhouse set on 2.28± acres of mostly level, usable land—perfect for those who want the beauty of country living without the burden of excessive acreage. This home offers 3 bedrooms and is filled with timeless character and craftsmanship, featuring stunning original trim work and elegant pocket doors that add both charm and functionality throughout the space. Every detail reflects pride of ownership, creating a warm and inviting atmosphere from the moment you step inside. Enjoy your mornings or unwind in the evenings on the front sun porch, the perfect spot to take in the peaceful surroundings. For equestrian enthusiasts, the property includes a six-stall horse barn, offering the ideal setup for your horses or hobby farm dreams. Car collectors, hobbyists, or those needing extra storage will appreciate the two garages with capacity for 4+ vehicles, providing flexibility for equipment, workspace, or recreational use. A full basement adds additional storage and potential for future finishing. This is the perfect blend of charm, function, and lifestyle—properties like this rarely become available.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,856
  • Total interior livable area: 2,856 sqft

Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2.28 Acres
  • Lot size dimensions: 2.28

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$288$3,456
Property Taxes $369$4,428
Electricity $313$3,760
Total$2,987$35,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,411/yr
40% on housing$89,610/yr
45% on housing$79,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 15320$75
Greene County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 15320
Greene County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$389,000
2026-07-14Listed for sale$399,000
2026-05-05Pending sale$399,000
2026-04-13Listed for sale$399,000

For Sale by Agent

AgentAmber Harbarger
BrokerageRE/MAX SELECT REALTY

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